Financial Education Resources for Youth – Ages High School Until They’re Paying Their Own Bills
Independent Learning Resources for Youth; Parent Education Resources to Teach Kids
Most youth move away from home with little to no financial knowledge and poor financial habits. This situation causes many early mistakes that can haunt young people for years. From getting into too much college debt, to making credit mistakes, to failing to save early in life – all these mistakes can become long-term problems that follow youth for decades.
It is essential for parents, teachers, and community members to provide young people with financial education and help them build financial foundations prior to moving out on their own. Helping them establish good financial management systems and routines gives them one less thing they need to figure out by trial and error.
We encourage you to provide opportunities for youth to prepare for the financial realities of life while they still have the safety net of living at home and being supported by their families. We hope these resources help.
*By Accessing These Materials You Agree to a Limited License: The National Financial Educators Council (“Licensor”) grants the Licensee of the NFEC’s Material a limited, non-exclusive, License to use the NFEC’s Resources (“Resources”). The NFEC retains the copyright and all rights not expressly granted to the Licensee. Complementary resources can be shared with up to 30 students. By accessing the NFEC’s material, you agree to comply with the full terms.
Complimentary Youth Financial Literacy Materials for all Massachusetts Residents
A primary objective of the Massachusetts Financial Educators Council is to empower youth (from high school age until financial independence) with resources they can use for independent learning and their parents with tools to teach their children. The campaign provides diverse resources that support young people who want to get off on the right financial footing.
The resources meet the highest academic standards, while being fun and engaging for teens and easy to use for parents. The state chapter is funded by local and regional sponsors who use the materials developed by the National Financial Educators Council. The resources have been acclaimed for their ability to connect with youth and offer insight to parents who want to help improve their teens’ chances of gaining financial independence.
Our Local Champions Across Massachusetts Make these Resources Possible
Local champions ensure that financial education programming, resources and data are provided complimentary to individuals and organizations throughout Massachusetts.
Complimentary Youth Financial Literacy Materials for all Americans
The National Financial Educators Council (NFEC)’s mission is to give people the knowledge and guidance they need to achieve greater financial well-being. One of the values guiding that mission is empowerment – an objective the NFEC accomplishes in part by providing diverse resources that both inspire youth to learn financial wellness independently and offer parents tips and strategies for helping their teens develop positive financial habits.
The NFEC developed these high-quality resources in collaboration with top educators, financial professionals, and personal finance experts. The materials align with the highest academic standards and have been acclaimed as best practices for teaching youth about money.
Materials Provide Diverse Delivery Methods
The resources provided support diverse learning methods and environments. We encourage you to use the materials in ways that align well with your learning style or the learning styles of the students you are teaching. Each complimentary resource has these 3 labels to give you quick reference to identify delivery options.
Independent Learning
Individuals can use the materials on their own.
Parent-directed Education
For kids, “parent-directed” describes the process of parents teaching their children.
Instructor-directed Education
These resources are for a course facilitator or educator to use while leading a training program.
Complimentary Resources
Moving Out on Own: How to Afford and Qualify to Live Independently
Independent Learning
Parent-directed Education
Instructor-directed Education
Access a complete presentation designed around a life event youth are excited about – moving out and gaining independence. Help the people you serve prepare for a major financial decision. Includes: instructor’s guide, PPT presentation, student guide for live instruction; and complete online program as well.
Live or Hybrid Workshop
For in-person or webinar-style educational events.
Online Workshop
The same educational materials for students listed above are also available as an online course. Use the invitation template and the registration code below to invite your students to the online course.
Guide: What You Should Know at What Age
This guide provides independent youth learners with a clear outline of the personal finance topics with which they should be familiar as they mature. For parents, it offers a clear framework for the personal finance lessons to teach and tips and strategies for teaching each of the core topics your child should understand.
Family Chore Project
Independent Learning
Parent-directed Education
Instructor-directed Education
Designed for parents to help their children develop core financial skill sets centered around earning, saving, and spending. This project-based learning builds positive financial values. Educators – provide this project to parents of the students you teach to encourage education at home.
